Quiet expenses
Streaming, phone plans, software, gym, press… Subscriptions are debited automatically, often for small amounts, and end up weighing on the budget without anyone noticing.
Spotting them
They show up as direct debits or card payments that recur at regular intervals, for the same or a similar amount. Reviewing two or three months of statements is usually enough to identify them, including annual subscriptions, which are easier to forget.
Key takeaway
Measuring their real cost
Adding up all subscriptions over a year gives a clearer picture than the monthly amount of each one. Cancellation terms are set out in each service's contract.
Attention
In PortefeuilleZen
In the budget, some well-known labels are automatically classified as "Subscriptions"; you can classify the others yourself. No cancellation or action is ever carried out on your behalf.